[Answer] _________________ ____________ is a bank acc that's used to hold your savings as opposed to transactions which you use to make purchases.

Answer: saving accounts

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_________________ ____________ is a bank acc that's used to hold your savings as opposed to transactions which you use to make purchases. _____ _____ is a bank acc that's used to hold your savings as opposed to transactions which you use to make purchases. Creditors government agencies and even the bank itself may place a hold on the funds in your account. If you wrote any checks before the hold they may be returned for non-sufficient funds and your bank may deduct NSF fees from any remaining money in your account. A hold on your bank account can make it hard to pay your bills. The bank wants to make sure that check will not bounce before crediting you with the money. So expect a hold but don't expect it to last long. Federal regulations limit how long a bank or credit union can hold your money. Cash you deposit into your account isn't instantly available either. It includes all deposits and withdrawals that have been posted to your account and it is adjusted throughout the day with your account's pending transactions that are authorized or known to the bank . If a hold was placed on a recently posted deposit generally $200 of the deposit will be available for your use with the remaining funds available when the hold is removed. Sat Apr 28 2012 · I was a teller at a bank for a short while (summer job) so I believe I can answer this accurately. Other redditors feel free to correct me if I'm wrong. Firstly please check with your bank to see what order transactions post in. They will typically be posted based on transaction date and time. If this is the case you should be fine. Thu Jul 25 2019 · A hold is a temporary delay in making funds available. The bank “freezes” funds so that you cann...

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