[Answer] When and Insurer requires AIDS testing during the Underwriting process which of the following is true?If the applicant does not supply the insurer with the results within 30 days the company will cease it's underwriting and not issue coverageThe agent must get written permission from the applicant in advance.All of the aboveThe Applicant must be given the option to receive results directly from the testing company

Answer: All of the above

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When and Insurer requires AIDS testing during the Underwriting process which of the following is true?If the applicant does not supply the insurer with the results within 30 days the company will cease it's underwriting and not issue coverageThe agent must get written permission from the applicant in advance.All of the aboveThe Applicant must be given the option to receive results directly from the testing company All of the following are underwriting criteria taken into account by the insurer in the underwriting of individual life insurance cases except: Education level completed The income-earning ability lost to dependents by the insured's premature death is a way to evaluate an individual's insurance needs. Question: 1. Which Of The Following Is Incorrect With Regard To AIDS Testing ? A. An Insurer May Disclose HIV Test Results For Statistical Purposes As Long As The Insured Is Not Identified B.An Insurer May Refuse To Renew A Life Insurance Policy On The Basis Of A Positive HIV Test Result C.An Insurer That Requires An Individual To Be Tested For HIV Must Give That ... The agent should have the applicant initial any changes made on the application The agent may allow a member of the applicant s immediate family to sign the application if the applicant is not available The applicant may answer routine questions on the application for the applicant 5.1 Purpose of Underwriting . Underwriting is the process by which an insurer determines whether and on what basis an insurance application will be accepted. Unde...

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